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Monday, February 3, 2014

I Must Keep Reminding Myself

Greetings and salutations my friends!!  I am alive (last time I checked) and well (depending on your definition of well) here in the Sunshine State.

As most of you are aware, I've had some major changes in my life recently. While I've been trying to deal with and put things into some sort of order, I've been a bit stressed and fairly quiet. There just wasn't much to motivate me to write so naturally the blog goes by. I couldn't even bring myself to get caught up on your blogs, which I think you know I love. For that I apologize but I was really freakin' miserable. I forgot to remind myself:




Some of the things I was having trouble dealing with was the fact that my rent was raised now that I'm living alone on a fixed income. It's going up $40 a month so I struggled with whether I should move or stay where I am. I spent countless hours scouring the internet looking at cheaper rents which ended up being in not so nice neighborhoods or perfect apartments but on 2nd or 3rd floors with no elevators. My knees and fibromyalgia won't even allow me to that scenario. So after pleading my case with my existing complex, they came down slightly (a hair is more appropriate but it's better than nothing).

The other dilemma was my house that I still own in Connecticut. My tenants of 6 years gave their notice as they are buying a beautiful home of their own. I put up ads in the local area, they showed the house to numerous people, and no one was interested. My house is a smaller cape, it's adorable and cozy but the right people weren't responding.  A few people asked me why don't I just sell the house and if it was that simple I would. I refinanced it when the housing market was booming and now it's worth about $50K less than what it was appraised at back then.  In other words, I owe more than it's worth. After much contemplating, I sat here literally feeling sick to my stomach as I came to terms with losing the house to the bank. I know there are thousands of people who have gone through this very thing but that doesn't make it any easier.



On Saturday, I'm pleased to report, I agreed to rent it out at the end of the month. I can't tell you how relieved I am, although, if anything major goes wrong with the home, I don't have the resources to fix it. I'm at the high end of the rental market too, so I can't increase the rent. For now, fingers crossed, it still belongs to me.  Rich and I bought the home from the original owner who bought it in 1942 while it was being built. She told us about every nook, cranny and crack in that house. It has a lot of charm.

And with that my faithful followers, I feel like a weight has been lifted and I am coming to life again. Especially since the weather has warmed up. It makes a huge impact on me if it's damp and cold and that's exactly what it has been for days on end.

I hope you guys didn't forget about me!!!

~~~~~~~~~~


Have you 'Liked" my Facebook page yet?  
Have you added me to your Google+ circles yet?
Have you 'Followed' me on Twitter yet? 

Well, what the hell heck are you waiting for? Warm weather?

Until next time........BB

Love and hugs from the beach



23 comments:

  1. The house is adorable. I'm glad you are feeling better. It's hard to write when you feel like crap.

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  2. What a relief for you BB, getting your house rented out at last. I can imagine how that must have been dragging you down my awesome friend. That, along with your own rent going up where you are now. You must have felt that you were going under at times, which is a horrible feeling. I can only pray that things will start to look up for you from here on in, and that the sun will stay around for a while. I know how it affects you when you can't get out to the beach ! Take care and stay strong x

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  3. Of course, we won't worry about you! See God works in mysterious ways.!! So glad you can keep your cool house and get money from it. I hope you feel better. I understand the weather affecting you.

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    1. Thanks Lisa. Unfortunately there is no money to come from the rent! It just covers mortgage, taxes and ins. :-(

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  4. Bless your heart... I'm sorry for what you are gong through.. It is emotional I'm sure --and I know that bad weather doesn't help. We woke up to ICE up here this morning (yuk) ---and it has been dreary/foggy/rainy/drippy all day long... Double yuk!!!! ha

    Glad you were able to rent your cute little house. Hopefully, you can manage your rent in FL.. Too bad they raised the rent so much NOW.

    Well---hopefully, this coming week will be MUCH better for you.
    Hugs,
    Betsy

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  5. I never forget about you. I'm glad you found renters. It was so sunny and beautiful today – absolutely perfect weather.

    Love,
    Janie

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  6. Oh man, do I ever know how that stuff feels.
    I'm glad you got your house rented! That must have taken a lot of pressure off of you.
    Hang in there Barb...

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  7. Hi, Bouncin' Barb! I've missed you but completely understand your absence. It looks like things are turning around for you and I'm glad. Remember that life is cyclical. The housing market, the weather, your luck and your mood are all improving. I hope the rest of your week continues to trend onward and upward. A day or two at the beach work wonders and you should go when you get the chance. Take care, dear friend!

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  8. Glad to see you got it rented. But you still might consider selling it to a management company before that major thing does go wrong. If living in it isn't an option, that is. Is it a single-renter, or could you split it and live in one half?

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    1. The house is in CT and I'm in FL. I couldn't live in CT again due to the weather and I couldn't afford it either. It's a one family so it's not an option.

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  9. Haven't forgotten about you. I thought there were government programs to help people like you to refinance at a much lower rate. In any event, I'm glad you have a new tenant and you can breathe a sigh of relief. Take care.

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    1. The programs are for owner occupied dwellings, not rental properties. The rules are weird. If I didn't need to modify the rate, I wouldn't be asking!! lol

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  10. I know how it is to go quiet for a while. Sometimes life can be a bit overwhelming and we just need to stop and breathe for a bit. You're definitely not forgotten Barb! I enjoy reading your thoughts way too much for that :)

    I'm so glad that you were able to get the house rented out; that must have been stressful

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  11. Well that is good news about renting out your house again, hope the new tenants are good ones and give you know problems and that nothing goes wrong with the house. I hope you are starting to feel less stressed and less tense about things, and I know it is easy for some to say don't stress, don't worry but not so easy to do, one can only take it one day at a time.

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  12. Could never forget you, silly! I'm super happy for you, that you were able to rent it out. That is a huge relief to you, I'm sure! Stay positive!

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  13. So glad things are smoothing out a bit for you! And I'm really glad that your house in CT is rented. We can only take so much and it seems you are at your limit so I'll be hoping for another little victory for you soon!

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  14. Awe... wrong state. :( Anyway, glad you got it rented. That can be so stressful. I am in the middle of a refinance as well. First it was scheduled for the end of the month, then pushed up to Wednesday, then postponed again... and this snow's not helping in getting anything done.

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  15. Oh, my gosh, Barb, I feel your pain. We just rented the first house we bought in north Alabama (before moving into Miss Money Pitt), the really nice renters signed a year lease but last week they informed us they'd be moving out after only 2 months. They decided to buy a house even though they originally told us they were going to rent for at least a year to get to know the area and the market. Oh, well. Back to finding renters. My grandmother use to say, "A burden shared is a burden halved." She was right. Praying that your situation improves and things will be less stressful for you.

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  16. Good news about finding tenants. Hopefully this is a sign that things are going to be better now for a bit.
    Sending hugs xx

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  17. Ahh, it's soooo nice to see you back and feeling positive! As you know I'm not blogging much right now. Life is very busy and I'm having a hard time feeling inspired to write or that the little details of wedding planning that take over my days are all that interesting.
    I'm so happy you have found a solution to your worries and hope it all works out A-ok! You are such an inspiration to so many of us with your valiant fight through your pain and your ability to always find the cup half full, (even when it may have been temporarily drained)!
    Big hugs~

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  18. it works out. not always pretty, not always fun, but it works out..
    stay strong Sis!

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  19. Sorry to read this difficulty you are having. Sending you a big hug and hoping things get better quickly!

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